What does waiting to buy actually cost?
See the appreciation you'd miss, the higher payment you'd end up with, and how much bigger a down payment you'd need if you wait.
Optional. Load a specific Utah property to use its ZIP-level appreciation forecast. Skip to use the Utah average.
The home you'd want to buy at today's price.
Plus ~2% for closing costs, though buyers can often negotiate the seller to cover them.
Used to show what you'll pay in rent while you wait: $24,000 over 12 months.
August 2027 · 12 months from today.
Utah 1-year average — no ZIP loaded.
Today's 30-year conventional. Locked.
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Modeling only. Appreciation uses the trailing 1-year home value change per ZIP from Zillow (or the Utah average when no property is provided) and is projected forward. Actual returns vary. Rates, taxes, and insurance are estimates.